The Perfect Choice, Your Sunshine Coast Financial Planner, Mike Beal MFinP, MBA, ADFP, AFP®

  • Master of Financial Planning Degree (MFinP)
  • Master of Business Administration Degree (MBA)
  • Advanced Diploma Financial Planning (ADFP)
  • Financial Planner AFP (AFP), Member of Financial Planning Association of Australia

Mike has completed all requirements of the new regulatory regime for financial advisers, having passed the Financial Adviser Standards and Ethics Authority (FASEA) exam, all relevant educational requirements, and ethical courses that all advisers in Australia must adhere to by 2026.

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Is Mike the best financial planner on the Sunshine Coast?

See what his clients have to say.

Financial planning reviews of Mike Beal Financial Planning, your local sunshine coast financial adviser.

Julie Mellor

I had a free initial meeting with Mike. He was extremely generous with his time...

I had a free initial meeting with Mike. He was extremely generous with his time and clearly outlined options for investment that would suit me. I am thinking over these options and if I decide to invest in areas that require expertise, then I will certainly engage Mike to help me navigate an appropriate portfolio for me.

Inger Brecknell

Thank you, Mike for your fast replies to our emails. We really appreciate how...

Thank you, Mike for your fast replies to our emails. We really appreciate how generous you have been to us with your time, as well as your sound advice. We would recommend you to anyone looking for a financial advisor. Thanks again!

Cameron Huxley

Mike was extremely helpful with advice on a rental property...

Mike was extremely helpful with advice on a rental property sale and his advice resulted in us saving a considerable amount of money.
Will certainly use Mike in the future.

Tonia O'Meara

I recently submitted an enquiry with Mike and was very...

I recently submitted an enquiry with Mike and was very impressed he let me know straight up that it would not be cost effective to me to obtain advice from him. He then took the time to answer queries I had and provided some options to move forward. Great to deal with an ethical professional who went above and beyond to assist!

Michelle Buth

From the first phone call, Mike listened to what we wanted...

From the first phone call, Mike listened to what we wanted to achieve and followed up with an email with further information. Very happy with his services and would recommend.

Brendan Cassidy

Highly Recommend Mike Beal Financial Planning. We have...

Highly Recommend Mike Beal Financial Planning. We have used the advice of Mike Beal both personally and in the business. Very professional.

Jamie Franklin

Excellent professional financial service, was highly recommended...

Excellent professional financial service, was highly recommended to us as one of the leading financial planners.

Stephen Gilchrist

Mike has been my financial planner for a decade and provides a...

Mike has been my financial planner for a decade and provides a friendly and professional service.

Esther Claasen

I have known Mike for more than 10 years and regard him as...

I have known Mike for more than 10 years and regard him as a very experienced financial planner . He has a friendly, easy going manner which makes it more comfortable when discussing important financial planning issues!

Callum Mitchener

Having an adviser that gets back to you asap is what you want...

Having an adviser that gets back to you asap is what you want. Mike does this in spades.

Simon Halliday

Mike Beal is an exceptional talent and highly experienced. The...
Mike Beal is an exceptional talent and highly experienced. The firm has always provided a superb service and covers full holistic financial planning advice. Particularly capable with investments. I would trust Mike with my closest family relatives and do not hesitate to recommend the firms services to others.

Neville Deans

Mike has helped myself and my wife leading into retirement...

Mike has helped myself and my wife leading into retirement. He keeps things simple so we understand and has a lot of knowledge in this subject. We feel very confident with his service.

Damian Robson

I’ve worked with Mike for several years and always found him to be...

I’ve worked with Mike for several years and always found him to be professional to deal with.

Amanda W

We have been dealing with Mike for over 10 years and he...

We have been dealing with Mike for over 10 years and he has assisted us with Life Insurance, Income Protection, Superannuation and successfully led us through and continues to guide us in our SMSF investments. Always feel Mike has our best interests in mind. Would highly recommend Mike.

Andrew Stevenson

I highly recommend Mike Beal Financial Planning - Mike has been...

I highly recommend Mike Beal Financial Planning - Mike has been looking after my Superannuation for a number of years and has always offered sound Financial Advise which has seen my Investments steadily increase and diversified over a number of different Investment options.

Megan Davis

Mike always provides professional advice and ensures it’s explained...

Mike always provides professional advice and ensures it’s explained in an easy to understand manner. We have had great results with our investments as Mike displays an up to date knowledge and expertise in the various global financial markets. Mike ensures we are positioned to get the best results taking into account our situation tailoring our portfolio accordingly. We would not hesitate in recommending Mike Beal Financial Services.

John Roderick

I have found the decision to change planners very successful...

I have found the decision to change planners very successful with Mikes personal review and advice providing substantial increased balances then my previous fund.

Julie O'Driscoll

Very happy with my switch to Mike Beal. He is easy to communicate...

Very happy with my switch to Mike Beal. He is easy to communicate with and listens to what I need rather than what he wants to sell to me.

Suse Payne

Been using Mike's expertise for a couple of years now...

Been using Mike's expertise for a couple of years now. Considering the challenging times we've had (Covid), we are happy with the performance of our investments and the service we've received.

Geoff Lees

Very professional and knowledgeable. Great experience.

Very professional and knowledgeable. Great experience.

Scott Muzeen

Great Financial Advice and re assurance that we are travelling okay.
Great Financial Advice and re assurance that we are travelling okay.

Ross Ward

We recently changed to Mike Beal Financial Planning and...

We recently changed to Mike Beal Financial Planning and are becoming increasingly comfortable with the advice given to us and the awareness shown of our financial position.

Terry and Erica Murphy

We have known Mike for over 7 years and during that time have entrusted him for advice and management of our superannuation portfolio...

We have known Mike for over 7 years and during that time have entrusted him for advice and management of our superannuation portfolio. We have found Mike to be very informative and trustworthy. He is very professional in his approach and provides solid reasoning for any portfolio changes. We have been very happy with the overall long term performance of our portfolio even during recent market volatility. Mike does what he says he will do in a prompt and efficient manner. We have already recommended Mike to a number of our family friends and they without exception have been very satisfied with his advice. We would have no hesitation in recommending Mike to anyone looking for sound financial advice and or management of their portfolio.

Ray Stephens

Mike is very professional in his dealings with us. He has very good insight and knowledge in his field and our portfolio has grown under his guidance...

Mike is very professional in his dealings with us. He has very good insight and knowledge in his field and our portfolio has grown under his guidance.

Karl Baker

We arrived in Australia requiring financial advice around superannuation, personal insurances and retirement planning...

We arrived in Australia requiring financial advice around superannuation, personal insurances and retirement planning. Mike Beal went beyond our expectations in his advice. He has a thorough understanding of the intricacies and options involved as well as the wider context of our goals and situation. He provides solid, practical advise with the utmost integrity offering options that genuinely suit rather than chasing a commission payment. Highly recommended.

Mark Sykes

Mike has looked after my Superannuation Portfolio, Income Protection & Insurances for the past 10+ years. I have found Mike...

Mike has looked after my Superannuation Portfolio, Income Protection & Insurances for the past 10+ years. I have found Mike to be very honest, reliable & very trustworthy hence why I have kept my business with him all this time. We are in constant contact with Mike keeping me in the loop with whats going up with my personal Financials and constant investment updates & opportunity's. I have no hesitation & highly recommend Mike for all your financial planning requirements .

Sue Kelly

Mike is always extremely helpful and has shown great knowledge and attention to detail with our Super and Insurances...

Mike is always extremely helpful and has shown great knowledge and attention to detail with our Super and Insurances. He doesn't forget that he is dealing with people and families and his personal attention in that respect is second to none, you certainly don't feel like your "just a number". We would highly recommend Mike to anyone.

Christopher Beszant

Mike is always friendly & professional. He provides an excellent service and offers well founded and thoughtful advice. I am very happy...

Mike is always friendly & professional. He provides an excellent service and offers well founded and thoughtful advice. I am very happy to have Mike looking after my families financial planning.

John Sullivan

Mike has always been very helpful in answering my many queries in regard to Tax and Financial planning. He keeps abreast of the many changes...

Mike has always been very helpful in answering my many queries in regard to Tax and Financial planning. He keeps abreast of the many changes and can quickly establish how it might impact me and my situation which is never straight forward. Highly recommend Mike to anyone looking for Financial planning advice.

Todd Westwood

Mike helped us out with superannuation guarantee advice for our Australian based teams. He is very knowledgeable...

Mike helped us out with superannuation guarantee advice for our Australian based teams. He is very knowledgeable and professional. I would not hesitate to recommend him to anyone seeking financial advice in Australia.

Barry Goodin

I have been dealing with Mike now for many years. During those years my super has consistently grown in value. I would recommend Mike...

I have been dealing with Mike now for many years. During those years my super has consistently grown in value. I would recommend Mike to anyone who needs to see value and growth in their portfolio.

Anthony Nolan

For the last couple of years Mike has given me assistance regarding my investments. His advice and actions has resulted in healthy...

For the last couple of years Mike has given me assistance regarding my investments. His advice and actions has resulted in healthy investment returns. I would recommend Mike to anyone that requires professional financial advice.

Tim Shalders

Mike Beal has been looking after my portfolio for a number of years and has done a great job with a minimum of fuss and good attention to detail...

Mike Beal has been looking after my portfolio for a number of years and has done a great job with a minimum of fuss and good attention to detail. I would highly recommend Mike and his skillset to any prospective clients seeking a professional financial planner and he is a great bloke to boot.

 

Mandy O'Callaghan

I have known Mike for over 6 years. Excellent service and advice. I work extremely long hours and Mike is always happy to work...

I have known Mike for over 6 years. Excellent service and advice. I work extremely long hours and Mike is always happy to work around my availability. Friendly, knowledgeable and helpful.

Leo Murphy

Mike has been my financial planner for the past 14 years. He has successfully guided me through to a transition to retirement pension...

Mike has been my financial planner for the past 14 years. He has successfully guided me through to a transition to retirement pension. His personal and professional skills are highly regarded by me.

Peta Lillie

We are extremely happy with all aspects of our business relationship with Mike - great results, friendly service, easily contactable...

We are extremely happy with all aspects of our business relationship with Mike - great results, friendly service, easily contactable. We highly recommend him to anyone looking for an enthusiastic, well informed and talented planner.

Elisabeth Windrim

I have been a client of Mike Beals for nearly 8 years and have always been extremely pleased with how Mike explains my finances in...

I have been a client of Mike Beals for nearly 8 years and have always been extremely pleased with how Mike explains my finances in language I can understand and keeps me up to date at all times. Mike always makes himself available both by phone or email and I would gladly recommend him.

Proline Builders

Mike Beal has been very honest and knowledgeable in my financial planning and has helped me immensely in growing my share portfolio...

Mike Beal has been very honest and knowledgeable in my financial planning and has helped me immensely in growing my share portfolio. I can't recommend him highly enough.

Anthony Gilligan

With only 6 years till retirement age and the need to re arrange our whole financial strategy quickly, Mike took the time to listen to our needs...

With only 6 years till retirement age and the need to re arrange our whole financial strategy quickly, Mike took the time to listen to our needs. He put a plan in place that together, we feel very comfortable with but also, very confident it will achieve our goals. We could not be happier with his service and honesty and have had no hesitation in recommending him to family and friends.

Sue Alcock

Now I have stepped into the world of retirement I find Mike to be honest, friendly, professional and approachable re taking care of my finances...

When I was approaching retirement I interviewed many financial advisors and found they were all 'tarred with the same brush' in a negative way for me but now I have stepped into the world of retirement I find Mike to be honest, friendly, professional and approachable re taking care of my finances.

Nadine Hill

I was worried about how much I would need to retire on and not sure if I had the best super fund, I feel that Mike is an independent, impartial...

I was worried about how much I would need to retire on and not sure if I had the best super fund, I feel that Mike is an independent, impartial financial adviser as he advised me on multiple super funds from different providers. I am very comfortable recommending Mike to friends and family.

Tony Otton

As Accountants, we have found that our mutual clients have been very pleased with the service provided by Mike Beal...

As Accountants, we have found that our mutual clients have been very pleased with the service provided by Mike Beal.

Financial Planning on the Sunshine Coast

What is it like to be a Sunshine Coast financial planning Client of Mike Beals?

  • Firstly I want to really understand your situation and what you want to achieve
  • I want to educate youInvestments and superannuation seem complex – but they’re not!  There are only 4 types of investment – cash, bonds, property and shares, they’re not nearly as difficult to understand as most financial professionals make out
  • I will respect your assets, regardless of the amount involved. It’s your money.  You’ve worked hard for it.
  • I want to solve your problems not sell you a product
  • I will monitor your progress towards your goals
  • I will keep in touch on a regular basis

Superannuation Advice & Planning

Superannuation offers the following advantages:

  1. Low tax-rate environment prior to age 60 (max tax rate 15%)
  2. Nil tax-rate environment after age 60
  3. A wide range of investment options including cash, bonds, shares, and direct property via a Self Managed Super Fund. Mike can tailor the right superannuation plan for your needs.
Mike Beal Superannuation Planning and Sunshine Coast fee only financial planner

Why choose Mike Beal?

Obtaining information to make an informed decision is important however getting the right information is what can make the difference.

Here’s why you should choose Mike.

With over twenty years experience in the financial sector working with two of the four major banks Mike has the knowledge and expertise to customise a plan to your unique needs.

Because Mike is the sole owner and director you aren’t just a number to him. Mike has access to technical, risk and investment research professionals who provide additional analysis on strategies.

Due to lower overheads than larger corporates, Mike has the ability to reduce your fee structure and provide you with the peace of mind knowing his services come with the security of the Charter Financial Planning network.

The Services Mike Beal Financial Planning provides

Each plan that Mike creates is unique and customized to the individual clients situation but here are an example of what could be included to give you an indication of Mike’s capabilities and knowledge.

Sunshine Coast Superannuation Advice

How to reduce your fees and maximise the returns from your super fund

Self Managed Super Funds to purchase property, Sunshine Coast

Is this the right super vehicle for you?

Minimise Tax

Often the number one expense people have is taxation – reduce your tax and increase your wealth

Sunshine Coast Wealth Management

The right assets in your investment portfolio are vital to achieving good returns - with minimisation of risk

Sunshine Coast Retirement Planning

How much more do you need to save to achieve your goals?

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* Please note: Due to increased compliance and regulatory costs our minimum investment is now $300,000

Ready to make a time to discuss your financial future with Mike?

Then book in an introductory session with Mike and find out what makes him different to other Sunshine Coast financial planners

Sunshine Coast fee only superannuation and investment advice - no commissions

Fee structures in superannuation can erode your nest egg. Through the use of exchange traded funds, index funds and a low overhead structure Mike can substantially reduce ongoing fees. Mike can also save you money on your insurance premiums with access to a range of insurers for life insurance, total and permanent disability, trauma insurance, and income protection insurance.

Mike Beal Sunshine coast financial planner Insurance Premium Savings