The Perfect Choice, Your Sunshine Coast Financial Planner, Mike Beal MFinP, MBA, ADFP, AFP®

From Sunshine Coast Financial Planner, Mike Beal's, photo collection.

Mike has completed all requirements of the new regulatory regime for financial advisers, having passed the Financial Adviser Standards and Ethics Authority (FASEA) exam, all relevant educational requirements, and ethical courses that all advisers in Australia must adhere to by 2026.

  • Master of Financial Planning Degree (MFinP)
  • Master of Business Administration Degree (MBA)
  • Advanced Diploma Financial Planning (ADFP)
  • Financial Planner AFP (AFP), Member of Financial Planning Association of Australia
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Is Mike the best financial planner on the Sunshine Coast?

See what his clients have to say.

Financial planning reviews of Mike Beal Financial Planning, your local sunshine coast financial adviser.

Julie Mellor

I had a free initial meeting with Mike. He was extremely generous...

I had a free initial meeting with Mike. He was extremely generous with his time and clearly outlined options for investment that would suit me. I am thinking over these options and if I decide to invest in areas that require expertise, then I will certainly engage Mike to help me navigate an appropriate portfolio for me.

Jacinda Maher

Mike is professional and knowledgeable. Mike has a calm approach...

Mike is professional and knowledgeable. Mike has a calm approach, he communicates clearly and is always flexible with his meeting times. It is a pleasure with deal with Mike.

Mark Sykes

Mike has looked after my Superannuation Portfolio, Income Protection...

Mike has looked after my Superannuation Portfolio, Income Protection & Insurances for the past 10+ years. I have found Mike to be very honest, reliable & very trustworthy hence why I have kept my business with him all this time. We are in constant contact with Mike keeping me in the loop with whats going up with my personal Financials and constant investment updates & opportunity's. I have no hesitation & highly recommend Mike for all your financial planning requirements .

Phil and Alex Marks

Mike and Jenny were extremely thorough and professional...

Mike and Jenny were extremely thorough and professional throughout the process of assisting us into retirement and we would recommend their service highly. Very clear in explanation and with a thorough understanding of the current market, Mike’s advice made us very comfortable with the decisions we made about our financial future. Thanks Mike and Jenny!!

Terry and Erica Murphy

We have known Mike for over 7 years and during that time have entrusted...

We have known Mike for over 7 years and during that time have entrusted him for advice and management of our superannuation portfolio. We have found Mike to be very informative and trustworthy. He is very professional in his approach and provides solid reasoning for any portfolio changes. We have been very happy with the overall long term performance of our portfolio even during recent market volatility. Mike does what he says he will do in a prompt and efficient manner. We have already recommended Mike to a number of our family friends and they without exception have been very satisfied with his advice. We would have no hesitation in recommending Mike to anyone looking for sound financial advice and or management of their portfolio.

Fiona Penman

Very thorough research and sound advice. A great help

Very thorough research and sound advice. A great help

Jackson Clarke

Mike is extremely friendly and knowledgeable and just an absolute pleasure...

Mike is extremely friendly and knowledgeable and just an absolute pleasure to communicate with. He went above and beyond to answer any and all questions and was very helpful with everything I went to him regarding.

Brendan Cassidy

Highly Recommend Mike Beal Financial Planning. We have...

Highly Recommend Mike Beal Financial Planning. We have used the advice of Mike Beal both personally and in the business. Very professional.

Jeanette Allen

Mike is very personable, and willing to listen. He takes the time...

Mike is very personable, and willing to listen. He takes the time to explain exactly what he is recommending and why. Since giving Mike my business he has continued to be just as helpful as he was before he had it even though I am a small value customer. I am very pleased I transfered my investment account to Mike Beal Financial Planning.

Stephen Gilchrist

Mike has been my financial planner for a decade and provides a...

Mike has been my financial planner for a decade and provides a friendly and professional service.

Michelle Buth

From the first phone call, Mike listened to what we wanted...

From the first phone call, Mike listened to what we wanted to achieve and followed up with an email with further information. Very happy with his services and would recommend.

Esther Claasen

I have known Mike for more than 10 years and regard him as...

I have known Mike for more than 10 years and regard him as a very experienced financial planner . He has a friendly, easy going manner which makes it more comfortable when discussing important financial planning issues!

Callum Mitchener

Having an adviser that gets back to you asap is what you want...

Having an adviser that gets back to you asap is what you want. Mike does this in spades.

Paul Gribben

Mike was really helpful providing me with a clear pathway forward...

Mike was really helpful providing me with a clear pathway forward towards my retirement.

Jamie Franklin

Excellent professional financial service, was highly recommended...

Excellent professional financial service, was highly recommended to us as one of the leading financial planners.

Damian Robson

I’ve worked with Mike for several years and always found him to be...

I’ve worked with Mike for several years and always found him to be professional to deal with.

Amanda W

We have been dealing with Mike for over 10 years and he...

We have been dealing with Mike for over 10 years and he has assisted us with Life Insurance, Income Protection, Superannuation and successfully led us through and continues to guide us in our SMSF investments. Always feel Mike has our best interests in mind. Would highly recommend Mike.

Andrew Stevenson

I highly recommend Mike Beal Financial Planning - Mike has been...

I highly recommend Mike Beal Financial Planning - Mike has been looking after my Superannuation for a number of years and has always offered sound Financial Advise which has seen my Investments steadily increase and diversified over a number of different Investment options.

Megan Davis

Mike always provides professional advice and ensures...

Mike always provides professional advice and ensures it’s explained in an easy to understand manner. We have had great results with our investments as Mike displays an up to date knowledge and expertise in the various global financial markets. Mike ensures we are positioned to get the best results taking into account our situation tailoring our portfolio accordingly. We would not hesitate in recommending Mike Beal Financial Services.

John Roderick

I have found the decision to change planners very successful...

I have found the decision to change planners very successful with Mikes personal review and advice providing substantial increased balances then my previous fund.

Julie O'Driscoll

Very happy with my switch to Mike Beal. He is easy to communicate...

Very happy with my switch to Mike Beal. He is easy to communicate with and listens to what I need rather than what he wants to sell to me.

Suse Payne

Been using Mike's expertise for a couple of years now...

Been using Mike's expertise for a couple of years now. Considering the challenging times we've had (Covid), we are happy with the performance of our investments and the service we've received.

Geoff Lees

Very professional and knowledgeable. Great experience.

Very professional and knowledgeable. Great experience.

Scott Muzeen

Great Financial Advice and re assurance that we are travelling okay.
Great Financial Advice and re assurance that we are travelling okay.

Ross Ward

We recently changed to Mike Beal Financial Planning and...

We recently changed to Mike Beal Financial Planning and are becoming increasingly comfortable with the advice given to us and the awareness shown of our financial position.

Rob Stirling

Mike was a pleasure to deal with. Turned up on time. Was honest...

Mike was a pleasure to deal with. Turned up on time. Was honest with his advice. He didn't try to push us in a direction we weren't comfortable with.
All in all a very good experience.
Would highly recommend.

Ray Stephens

Mike is very professional in his dealings with us. He has very good insight...

Mike is very professional in his dealings with us. He has very good insight and knowledge in his field and our portfolio has grown under his guidance.

Karl Baker

We arrived in Australia requiring financial advice around superannuation...

We arrived in Australia requiring financial advice around superannuation, personal insurances and retirement planning. Mike Beal went beyond our expectations in his advice. He has a thorough understanding of the intricacies and options involved as well as the wider context of our goals and situation. He provides solid, practical advise with the utmost integrity offering options that genuinely suit rather than chasing a commission payment. Highly recommended.

Allie Haig

Mike is a very pleasant and easy to chat to guy. He was happy to listen...

Mike is a very pleasant and easy to chat to guy. He was happy to listen to my concerns, with great ideas and solutions, as well as offer follow-up support. I'm very happy to recommend him!

Sue Kelly

Mike is always extremely helpful and has shown great knowledge...

Mike is always extremely helpful and has shown great knowledge and attention to detail with our Super and Insurances. He doesn't forget that he is dealing with people and families and his personal attention in that respect is second to none, you certainly don't feel like your "just a number". We would highly recommend Mike to anyone.

Christopher Beszant

Mike is always friendly & professional. He provides an excellent service...

Mike is always friendly & professional. He provides an excellent service and offers well founded and thoughtful advice. I am very happy to have Mike looking after my families financial planning.

John Sullivan

Mike has always been very helpful in answering my many queries...

Mike has always been very helpful in answering my many queries in regard to Tax and Financial planning. He keeps abreast of the many changes and can quickly establish how it might impact me and my situation which is never straight forward. Highly recommend Mike to anyone looking for Financial planning advice.

Todd Westwood

Mike helped us out with superannuation guarantee advice for our...

Mike helped us out with superannuation guarantee advice for our Australian based teams. He is very knowledgeable and professional. I would not hesitate to recommend him to anyone seeking financial advice in Australia.

Barry Goodin

I have been dealing with Mike now for many years. During those years...

I have been dealing with Mike now for many years. During those years my super has consistently grown in value. I would recommend Mike to anyone who needs to see value and growth in their portfolio.

Anthony Nolan

For the last couple of years Mike has given me assistance regarding...

For the last couple of years Mike has given me assistance regarding my investments. His advice and actions has resulted in healthy investment returns. I would recommend Mike to anyone that requires professional financial advice.

Tim Shalders

Mike Beal has been looking after my portfolio for a number of years...

Mike Beal has been looking after my portfolio for a number of years and has done a great job with a minimum of fuss and good attention to detail. I would highly recommend Mike and his skillset to any prospective clients seeking a professional financial planner and he is a great bloke to boot.

 

Mandy O'Callaghan

I have known Mike for over 6 years. Excellent service and advice...

I have known Mike for over 6 years. Excellent service and advice. I work extremely long hours and Mike is always happy to work around my availability. Friendly, knowledgeable and helpful.

Leo Murphy

Mike has been my financial planner for the past 14 years...

Mike has been my financial planner for the past 14 years. He has successfully guided me through to a transition to retirement pension. His personal and professional skills are highly regarded by me.

Peta Lillie

We are extremely happy with all aspects of our business relationship...

We are extremely happy with all aspects of our business relationship with Mike - great results, friendly service, easily contactable. We highly recommend him to anyone looking for an enthusiastic, well informed and talented planner.

Elisabeth Windrim

I have been a client of Mike Beals for nearly 8 years and have always...

I have been a client of Mike Beals for nearly 8 years and have always been extremely pleased with how Mike explains my finances in language I can understand and keeps me up to date at all times. Mike always makes himself available both by phone or email and I would gladly recommend him.

Proline Builders

Mike Beal has been very honest and knowledgeable...

Mike Beal has been very honest and knowledgeable in my financial planning and has helped me immensely in growing my share portfolio. I can't recommend him highly enough.

Anthony Gilligan

With only 6 years till retirement age and the need to re arrange...

With only 6 years till retirement age and the need to re arrange our whole financial strategy quickly, Mike took the time to listen to our needs. He put a plan in place that together, we feel very comfortable with but also, very confident it will achieve our goals. We could not be happier with his service and honesty and have had no hesitation in recommending him to family and friends.

Sue Alcock

Now I have stepped into the world of retirement I find Mike to be honest...

When I was approaching retirement I interviewed many financial advisors and found they were all 'tarred with the same brush' in a negative way for me but now I have stepped into the world of retirement I find Mike to be honest, friendly, professional and approachable re taking care of my finances.

Nadine Hill

I was worried about how much I would need to retire on and not sure...

I was worried about how much I would need to retire on and not sure if I had the best super fund, I feel that Mike is an independent, impartial financial adviser as he advised me on multiple super funds from different providers. I am very comfortable recommending Mike to friends and family.

Tony Otton

As Accountants, we have found that our mutual clients have been...

As Accountants, we have found that our mutual clients have been very pleased with the service provided by Mike Beal.

Inger Brecknell

Thank you, Mike for your fast replies to our emails. We really...

Thank you, Mike for your fast replies to our emails. We really appreciate how generous you have been to us with your time, as well as your sound advice. We would recommend you to anyone looking for a financial advisor. Thanks again!

Cameron Huxley

Mike was extremely helpful with advice on a rental property sale...

Mike was extremely helpful with advice on a rental property sale and his advice resulted in us saving a considerable amount of money.
Will certainly use Mike in the future.

Neville Deans

Mike has helped myself and my wife leading into retirement...

Mike has helped myself and my wife leading into retirement. He keeps things simple so we understand and has a lot of knowledge in this subject. We feel very confident with his service.

Simon Halliday

Mike Beal is an exceptional talent and highly experienced. The...
Mike Beal is an exceptional talent and highly experienced. The firm has always provided a superb service and covers full holistic financial planning advice. Particularly capable with investments. I would trust Mike with my closest family relatives and do not hesitate to recommend the firms services to others.

Dante Garcia

Mike is very knowledgeable, professional and truly...
Mike is very knowledgeable, professional and truly independent. Also easy to talk to and personable, which in my opinion is hard to find these days.

Barry Wease

I have been dealing with Mike for over 1Oyrs! I cant recommend...

I have been dealing with Mike for over 1Oyrs!
I cant recommend Mike high enough!

Sandy Smith

Mike gave us great advice and was very helpful and approachable...

Mike gave us great advice and was very helpful and approachable. Would recommend using Mike for any financial advice.

Gaye Martin

Dedicated and committed to providing a service which is readily...

Dedicated and committed to providing a service which is readily available
to advise on matters at anytime when clients require assistance.

Financial Planning on the Sunshine Coast

What is it like to be a Sunshine Coast financial planning Client of Mike Beal's?

As a client of Mike Beal's financial planning services on the Sunshine Coast, you can expect a personalised and supportive approach to managing your finances. Understanding your unique situation and goals is the first priority. Mike aims to empower you with knowledge and help you achieve success. Despite the perception that investments and superannuation are complicated, he simplifies the process by focusing on four main types: cash, bonds, property, and shares. This clarity makes it easier for you to grasp and make informed decisions.

With Mike, the size of your assets doesn't matter; he respects every client's hard-earned money equally. His focus is on finding solutions that address your specific needs, not merely selling financial products. Regularly monitoring your progress towards your goals ensures that you stay on track, and you can count on Mike to maintain consistent communication with you throughout your financial journey.

Mike Beal Financial Planning, Supporting Mt Coolum Golf Club, Sunshine Coast
Mike Beal Financial Planning, Supporting Mt Coolum Golf Club, Sunshine Coast

Is Mike Beal, your Sunshine Coast Financial Planner, the right fit for you?

If you are a diligent saver who has accumulated investment/retirement assets of $500,000 or more and you are planning retirement or have retired, then please contact us.

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Your Sunshine Coast Financial Planning Team

Sunshine Coast Superannuation Advice

Sunshine Coast Superannuation Advise:

Superannuation stands out as the most beneficial investment option for most Australians due to several reasons:

  1. Low tax-rate environment before age 60, with a maximum tax rate of 15%.
  2. Nil (almost!) tax-rate environment after reaching age 60.
  3. A wide array of investment options available within the superannuation structure.

Sunshine Coast Retirement Planning:

If you are currently selling your business or planning to do so:

  • Discover the advantages of the Small Business Capital Gains Tax Concessions, which can significantly reduce or even eliminate tax burdens.

Are you seeking the right investment strategies for your retirement funds?

  • Our services can help guide you towards appropriate investment opportunities that align with your retirement goals.

Sunshine Coast Wealth Management:

Are you looking for investment options that minimise risk and maximise returns?

  • We offer insights into investments that strike a balance between risk and returns to optimise your wealth-building journey.

Do you wish to entrust your investment management to an expert?

  • Our team can handle your investment management needs efficiently, giving you peace of mind.

Why choose Mike Beal?

Obtaining information to make an informed decision is important however getting the right information is what will make the difference.

Here’s why you should choose Mike.

With more than twenty years of experience in the financial sector, working with two of the four major banks, Mike possesses extensive knowledge and expertise. He can skillfully tailor a plan that perfectly suits your unique needs and financial goals.

As the sole owner and director, Mike treats each client as an individual, valuing personal relationships over just being a number. With access to a team of technical, risk, and investment research professionals, Mike ensures that your financial strategies are backed by thorough analysis and expert insights. This collaborative approach allows for a well-informed and comprehensive financial planning experience.

Mike Beal Financial Planning operates as a self-licensed and privately owned business, dedicated to providing advice and recommendations that prioritise your best interests. With a broad approved product list, we have the flexibility to recommend investment-grade products that align with our rigorous research standards. Rest assured that our focus remains solely on catering to your financial needs and helping you make well-informed decisions.

Let me explain why choosing me as your financial planner is a wise decision:

  1. Protecting Your Hard-Earned Money: I implement strategies that aim to reduce the likelihood of significant losses. I understand how losses can impact your financial future and work to safeguard your investments. Imagine you have your life savings of $1,000,000. You invest and a GFC-style event occurs. The markets drop 50%. You’re down to $500,000. If you’ve lost 50%, how much do you have to gain to recover from a 50% loss? 50%? Wrong! You now need your $500,000 to increase by 100% to recover.
  2. Mitigating Risk: I recognise the risks associated with being solely invested in index funds and ETFs. I offer several ways to reduce volatility and ensure a more secure investment approach.
  3. Personal Connection: Just like you, I have chosen to live on the beautiful Sunshine Coast, and I can relate to your aspirations and values.
  4. Family-like Approach: I treat my clients like family, respecting your money and investments as if they were my own.
  5. Excellent Customer Service: You can expect prompt responses to calls and emails, and we take full responsibility for our actions, ensuring a positive and reliable experience.
  6. At 50 years old, I bring three decades of experience to the table, ensuring a wealth of knowledge and expertise to assist you effectively. Being relatively young, I am committed to serving you for many more years, providing continuous support and guidance on your financial journey. Together, we can work towards securing a prosperous and stable future for you and your investments.

By choosing me as your financial planner, you can be confident that your financial well-being is in capable hands, and I will work diligently to help you achieve your goals and protect your wealth.

The services Mike Beal Financial Planning provides

Each plan that Mike creates is unique and customised to the individual client's situation but here are an example of what could be included to give you an indication of Mike’s capabilities and knowledge.

Sunshine Coast Superannuation Advice

How to reduce your fees and maximise the returns from your super fund

Self Managed Super Funds to purchase property, Sunshine Coast

Is this the right super vehicle for you?

Minimise Tax

Often the number one expense people have is taxation – reduce your tax and increase your wealth

Sunshine Coast Wealth Management

The right assets in your investment portfolio are vital to achieving good returns - with minimisation of risk

Sunshine Coast Retirement Planning

How much more do you need to save to achieve your goals?

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* Please note: Due to increased compliance and regulatory costs our minimum investment is now $500,000

Ready to discuss your financial future with Mike?

Then book in an introductory session and find out what makes him different to other Sunshine Coast financial planners

Sunshine Coast fee for advice superannuation and investment advice

On the Sunshine Coast, you can access affordable and efficient financial advice for superannuation and investments with Mike Beal.

Fee Structures and Cost Savings: Mike employs a strategic approach to minimise fees in superannuation, protecting and growing your nest egg. By utilising exchange-traded funds (ETFs), index funds, and maintaining a low overhead structure, he substantially reduces ongoing fees, maximising your returns.

Insurance Premium Savings: With access to a variety of insurers, Mike can help you save money on insurance premiums. Whether it's life insurance, total and permanent disability (TPD) cover, trauma insurance, or income protection, he can tailor a plan that suits your needs while ensuring cost-effectiveness.

With Mike's expertise, you can navigate the complexities of superannuation, investments, and insurance while optimising your financial outcomes on the Sunshine Coast.

Mike Beal Sunshine coast financial planner Insurance Premium Savings