Mike has completed all requirements of the new regulatory regime for financial advisers, having passed the Financial Adviser Standards and Ethics Authority (FASEA) exam, all relevant educational requirements, and ethical courses that all advisers in Australia must adhere to by 2026.
- Master of Financial Planning Degree (MFinP)
- Master of Business Administration Degree (MBA)
- Advanced Diploma Financial Planning (ADFP)
- Financial Planner AFP (AFP), Member of Financial Planning Association of Australia
Contact Us 0409 799 279 mike@mikebealfp.com.au
Is Mike the best financial planner on the Sunshine Coast?
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Financial planning reviews of Mike Beal Financial Planning, your local sunshine coast financial adviser.
An Introduction from your Sunshine Coast Financial Planner, Mike Beal MFinP, MBA, ADFP, AFP®
Financial Planning on the Sunshine Coast
What is it like to be a Sunshine Coast financial planning Client of Mike Beal's?
As a client of Mike Beal's financial planning services on the Sunshine Coast, you can expect a personalised and supportive approach to managing your finances. Understanding your unique situation and goals is the first priority. Mike aims to empower you with knowledge and help you achieve success. Despite the perception that investments and superannuation are complicated, he simplifies the process by focusing on four main types: cash, bonds, property, and shares. This clarity makes it easier for you to grasp and make informed decisions.
With Mike, the size of your assets doesn't matter; he respects every client's hard-earned money equally. His focus is on finding solutions that address your specific needs, not merely selling financial products. Regularly monitoring your progress towards your goals ensures that you stay on track, and you can count on Mike to maintain consistent communication with you throughout your financial journey.
Is Mike Beal, your Sunshine Coast Financial Planner, the right fit for you?
If you are a diligent saver who has accumulated investment/retirement assets of $500,000 or more and you are planning retirement or have retired, then please contact us.
Your Sunshine Coast Financial Planning Team
Sunshine Coast Superannuation Advice
Sunshine Coast Superannuation Advise:
Superannuation stands out as the most beneficial investment option for most Australians due to several reasons:
- Low tax-rate environment before age 60, with a maximum tax rate of 15%.
- Nil (almost!) tax-rate environment after reaching age 60.
- A wide array of investment options available within the superannuation structure.
Sunshine Coast Retirement Planning:
If you are currently selling your business or planning to do so:
- Discover the advantages of the Small Business Capital Gains Tax Concessions, which can significantly reduce or even eliminate tax burdens.
Are you seeking the right investment strategies for your retirement funds?
- Our services can help guide you towards appropriate investment opportunities that align with your retirement goals.
Sunshine Coast Wealth Management:
Are you looking for investment options that minimise risk and maximise returns?
- We offer insights into investments that strike a balance between risk and returns to optimise your wealth-building journey.
Do you wish to entrust your investment management to an expert?
- Our team can handle your investment management needs efficiently, giving you peace of mind.
Why choose Mike Beal?
Obtaining information to make an informed decision is important however getting the right information is what will make the difference.
Here’s why you should choose Mike.
With more than twenty years of experience in the financial sector, working with two of the four major banks, Mike possesses extensive knowledge and expertise. He can skillfully tailor a plan that perfectly suits your unique needs and financial goals.
As the sole owner and director, Mike treats each client as an individual, valuing personal relationships over just being a number. With access to a team of technical, risk, and investment research professionals, Mike ensures that your financial strategies are backed by thorough analysis and expert insights. This collaborative approach allows for a well-informed and comprehensive financial planning experience.
Mike Beal Financial Planning operates as a self-licensed and privately owned business, dedicated to providing advice and recommendations that prioritise your best interests. With a broad approved product list, we have the flexibility to recommend investment-grade products that align with our rigorous research standards. Rest assured that our focus remains solely on catering to your financial needs and helping you make well-informed decisions.
Let me explain why choosing me as your financial planner is a wise decision:
- Protecting Your Hard-Earned Money: I implement strategies that aim to reduce the likelihood of significant losses. I understand how losses can impact your financial future and work to safeguard your investments. Imagine you have your life savings of $1,000,000. You invest and a GFC-style event occurs. The markets drop 50%. You’re down to $500,000. If you’ve lost 50%, how much do you have to gain to recover from a 50% loss? 50%? Wrong! You now need your $500,000 to increase by 100% to recover.
- Mitigating Risk: I recognise the risks associated with being solely invested in index funds and ETFs. I offer several ways to reduce volatility and ensure a more secure investment approach.
- Personal Connection: Just like you, I have chosen to live on the beautiful Sunshine Coast, and I can relate to your aspirations and values.
- Family-like Approach: I treat my clients like family, respecting your money and investments as if they were my own.
- Excellent Customer Service: You can expect prompt responses to calls and emails, and we take full responsibility for our actions, ensuring a positive and reliable experience.
- At 50 years old, I bring three decades of experience to the table, ensuring a wealth of knowledge and expertise to assist you effectively. Being relatively young, I am committed to serving you for many more years, providing continuous support and guidance on your financial journey. Together, we can work towards securing a prosperous and stable future for you and your investments.
By choosing me as your financial planner, you can be confident that your financial well-being is in capable hands, and I will work diligently to help you achieve your goals and protect your wealth.
The services Mike Beal Financial Planning provides
Each plan that Mike creates is unique and customised to the individual client's situation but here are an example of what could be included to give you an indication of Mike’s capabilities and knowledge.
* Please note: Due to increased compliance and regulatory costs our minimum investment is now $500,000
Ready to discuss your financial future with Mike?
Then book in an introductory session and find out what makes him different to other Sunshine Coast financial planners
Sunshine Coast fee for advice superannuation and investment advice
On the Sunshine Coast, you can access affordable and efficient financial advice for superannuation and investments with Mike Beal.
Fee Structures and Cost Savings: Mike employs a strategic approach to minimise fees in superannuation, protecting and growing your nest egg. By utilising exchange-traded funds (ETFs), index funds, and maintaining a low overhead structure, he substantially reduces ongoing fees, maximising your returns.
Insurance Premium Savings: With access to a variety of insurers, Mike can help you save money on insurance premiums. Whether it's life insurance, total and permanent disability (TPD) cover, trauma insurance, or income protection, he can tailor a plan that suits your needs while ensuring cost-effectiveness.
With Mike's expertise, you can navigate the complexities of superannuation, investments, and insurance while optimising your financial outcomes on the Sunshine Coast.
