Is Mike the best financial planner on the Sunshine Coast?
See what his clients have to say.
Financial planning reviews of Mike Beal Financial Planning, your local sunshine coast financial adviser.
Phil and Alex Marks
Mike and Jenny were extremely thorough and professional throughout the process of assisting us into retirement and we would recommend their service highly. Very clear in explanation and with a thorough understanding of the current market, Mike’s advice made us very comfortable with the decisions we made about our financial future. Thanks Mike and Jenny!!
Terry and Erica Murphy
We have known Mike for over 7 years and during that time have entrusted...
We have known Mike for over 7 years and during that time have entrusted him for advice and management of our superannuation portfolio. We have found Mike to be very informative and trustworthy. He is very professional in his approach and provides solid reasoning for any portfolio changes. We have been very happy with the overall long term performance of our portfolio even during recent market volatility. Mike does what he says he will do in a prompt and efficient manner. We have already recommended Mike to a number of our family friends and they without exception have been very satisfied with his advice. We would have no hesitation in recommending Mike to anyone looking for sound financial advice and or management of their portfolio.
Mike has looked after my Superannuation Portfolio, Income Protection...
Mike has looked after my Superannuation Portfolio, Income Protection & Insurances for the past 10+ years. I have found Mike to be very honest, reliable & very trustworthy hence why I have kept my business with him all this time. We are in constant contact with Mike keeping me in the loop with whats going up with my personal Financials and constant investment updates & opportunity's. I have no hesitation & highly recommend Mike for all your financial planning requirements .
Mike is professional and knowledgeable. Mike has a calm approach...
Mike is professional and knowledgeable. Mike has a calm approach, he communicates clearly and is always flexible with his meeting times. It is a pleasure with deal with Mike.
I had a free initial meeting with Mike. He was extremely generous...
I had a free initial meeting with Mike. He was extremely generous with his time and clearly outlined options for investment that would suit me. I am thinking over these options and if I decide to invest in areas that require expertise, then I will certainly engage Mike to help me navigate an appropriate portfolio for me.
I recently submitted an enquiry with Mike and was very...
I recently submitted an enquiry with Mike and was very impressed he let me know straight up that it would not be cost effective to me to obtain advice from him. He then took the time to answer queries I had and provided some options to move forward. Great to deal with an ethical professional who went above and beyond to assist!
Mike is extremely friendly and knowledgeable and just an absolute pleasure...
Mike is extremely friendly and knowledgeable and just an absolute pleasure to communicate with. He went above and beyond to answer any and all questions and was very helpful with everything I went to him regarding.
Highly Recommend Mike Beal Financial Planning. We have used the advice of Mike Beal both personally and in the business. Very professional.
Mike is very personable, and willing to listen. He takes the time to explain exactly what he is recommending and why. Since giving Mike my business he has continued to be just as helpful as he was before he had it even though I am a small value customer. I am very pleased I transfered my investment account to Mike Beal Financial Planning.
Mike has been my financial planner for a decade and provides a...
Mike has been my financial planner for a decade and provides a friendly and professional service.
From the first phone call, Mike listened to what we wanted...
From the first phone call, Mike listened to what we wanted to achieve and followed up with an email with further information. Very happy with his services and would recommend.
I have known Mike for more than 10 years and regard him as...
I have known Mike for more than 10 years and regard him as a very experienced financial planner . He has a friendly, easy going manner which makes it more comfortable when discussing important financial planning issues!
Having an adviser that gets back to you asap is what you want. Mike does this in spades.
Mike was really helpful providing me with a clear pathway forward...
Mike was really helpful providing me with a clear pathway forward towards my retirement.
Excellent professional financial service, was highly recommended...
Excellent professional financial service, was highly recommended to us as one of the leading financial planners.
I’ve worked with Mike for several years and always found him to be...
I’ve worked with Mike for several years and always found him to be professional to deal with.
We have been dealing with Mike for over 10 years and he...
We have been dealing with Mike for over 10 years and he has assisted us with Life Insurance, Income Protection, Superannuation and successfully led us through and continues to guide us in our SMSF investments. Always feel Mike has our best interests in mind. Would highly recommend Mike.
I highly recommend Mike Beal Financial Planning - Mike has been...
I highly recommend Mike Beal Financial Planning - Mike has been looking after my Superannuation for a number of years and has always offered sound Financial Advise which has seen my Investments steadily increase and diversified over a number of different Investment options.
Mike always provides professional advice and ensures...
Mike always provides professional advice and ensures it’s explained in an easy to understand manner. We have had great results with our investments as Mike displays an up to date knowledge and expertise in the various global financial markets. Mike ensures we are positioned to get the best results taking into account our situation tailoring our portfolio accordingly. We would not hesitate in recommending Mike Beal Financial Services.
I have found the decision to change planners very successful...
I have found the decision to change planners very successful with Mikes personal review and advice providing substantial increased balances then my previous fund.
Very happy with my switch to Mike Beal. He is easy to communicate...
Very happy with my switch to Mike Beal. He is easy to communicate with and listens to what I need rather than what he wants to sell to me.
Been using Mike's expertise for a couple of years now...
Been using Mike's expertise for a couple of years now. Considering the challenging times we've had (Covid), we are happy with the performance of our investments and the service we've received.
Very professional and knowledgeable. Great experience.
We recently changed to Mike Beal Financial Planning and are becoming increasingly comfortable with the advice given to us and the awareness shown of our financial position.
Mike was a pleasure to deal with. Turned up on time. Was honest...
Mike was a pleasure to deal with. Turned up on time. Was honest with his advice. He didn't try to push us in a direction we weren't comfortable with.
All in all a very good experience.
Would highly recommend.
Mike is very professional in his dealings with us. He has very good insight...
Mike is very professional in his dealings with us. He has very good insight and knowledge in his field and our portfolio has grown under his guidance.
We arrived in Australia requiring financial advice around superannuation...
We arrived in Australia requiring financial advice around superannuation, personal insurances and retirement planning. Mike Beal went beyond our expectations in his advice. He has a thorough understanding of the intricacies and options involved as well as the wider context of our goals and situation. He provides solid, practical advise with the utmost integrity offering options that genuinely suit rather than chasing a commission payment. Highly recommended.
Mike is a very pleasant and easy to chat to guy. He was happy to listen...
Mike is a very pleasant and easy to chat to guy. He was happy to listen to my concerns, with great ideas and solutions, as well as offer follow-up support. I'm very happy to recommend him!
Mike is always extremely helpful and has shown great knowledge...
Mike is always extremely helpful and has shown great knowledge and attention to detail with our Super and Insurances. He doesn't forget that he is dealing with people and families and his personal attention in that respect is second to none, you certainly don't feel like your "just a number". We would highly recommend Mike to anyone.
Mike is always friendly & professional. He provides an excellent service...
Mike is always friendly & professional. He provides an excellent service and offers well founded and thoughtful advice. I am very happy to have Mike looking after my families financial planning.
Mike has always been very helpful in answering my many queries...
Mike has always been very helpful in answering my many queries in regard to Tax and Financial planning. He keeps abreast of the many changes and can quickly establish how it might impact me and my situation which is never straight forward. Highly recommend Mike to anyone looking for Financial planning advice.
Mike helped us out with superannuation guarantee advice for our...
Mike helped us out with superannuation guarantee advice for our Australian based teams. He is very knowledgeable and professional. I would not hesitate to recommend him to anyone seeking financial advice in Australia.
I have been dealing with Mike now for many years. During those years...
I have been dealing with Mike now for many years. During those years my super has consistently grown in value. I would recommend Mike to anyone who needs to see value and growth in their portfolio.
For the last couple of years Mike has given me assistance regarding...
Mike Beal has been looking after my portfolio for a number of years...
I have known Mike for over 6 years. Excellent service and advice...
I have known Mike for over 6 years. Excellent service and advice. I work extremely long hours and Mike is always happy to work around my availability. Friendly, knowledgeable and helpful.
Mike has been my financial planner for the past 14 years...
Mike has been my financial planner for the past 14 years. He has successfully guided me through to a transition to retirement pension. His personal and professional skills are highly regarded by me.
We are extremely happy with all aspects of our business relationship...
We are extremely happy with all aspects of our business relationship with Mike - great results, friendly service, easily contactable. We highly recommend him to anyone looking for an enthusiastic, well informed and talented planner.
I have been a client of Mike Beals for nearly 8 years and have always...
Mike Beal has been very honest and knowledgeable...
Mike Beal has been very honest and knowledgeable in my financial planning and has helped me immensely in growing my share portfolio. I can't recommend him highly enough.
With only 6 years till retirement age and the need to re arrange...
With only 6 years till retirement age and the need to re arrange our whole financial strategy quickly, Mike took the time to listen to our needs. He put a plan in place that together, we feel very comfortable with but also, very confident it will achieve our goals. We could not be happier with his service and honesty and have had no hesitation in recommending him to family and friends.
Now I have stepped into the world of retirement I find Mike to be honest...
When I was approaching retirement I interviewed many financial advisors and found they were all 'tarred with the same brush' in a negative way for me but now I have stepped into the world of retirement I find Mike to be honest, friendly, professional and approachable re taking care of my finances.
I was worried about how much I would need to retire on and not sure...
I was worried about how much I would need to retire on and not sure if I had the best super fund, I feel that Mike is an independent, impartial financial adviser as he advised me on multiple super funds from different providers. I am very comfortable recommending Mike to friends and family.
As Accountants, we have found that our mutual clients have been...
As Accountants, we have found that our mutual clients have been very pleased with the service provided by Mike Beal.
Thank you, Mike for your fast replies to our emails. We really...
Thank you, Mike for your fast replies to our emails. We really appreciate how generous you have been to us with your time, as well as your sound advice. We would recommend you to anyone looking for a financial advisor. Thanks again!
Mike was extremely helpful with advice on a rental property sale...
Mike was extremely helpful with advice on a rental property sale and his advice resulted in us saving a considerable amount of money.
Will certainly use Mike in the future.
Mike has helped myself and my wife leading into retirement. He keeps things simple so we understand and has a lot of knowledge in this subject. We feel very confident with his service.
Very thorough research and sound advice. A great help
Very thorough research and sound advice. A great help
Financial Planning on the Sunshine Coast
What is it like to be a Sunshine Coast financial planning Client of Mike Beal's?
- Firstly I want to really understand your situation and what you want to achieve.
- I want to educate you. Investments and superannuation seem complex – but they’re not! There are only 4 types of investment – cash, bonds, property and shares, they’re not nearly as difficult to understand as most financial professionals make out.
- I will respect your assets, regardless of the amount involved. It’s your money. You’ve worked hard for it.
- I want to solve your problems not sell you a product.
- I will monitor your progress towards your goals.
- I will keep in touch on a regular basis.
Is Mike Beal, your Sunshine Coast Financial Planner, the right fit for you?
If you are a Diligent saver who has accumulated investment/retirement assets of $500,000 or more who is about to retire or who has retired then we may be able to assist.
Your Sunshine Coast Financial Planning Team
Sunshine Coast Superannuation Advice
Superannuation is the best investment vehicle available to most Australians due to:
- Low tax-rate environment prior to age 60 (max tax rate 15%)
- Nil tax-rate environment after age 60
- A wide range of investment options within superannuation
Sunshine Coast Retirement Planning:
- Are you in the process of selling your business?
- Do you know about the Small Business Capital Gains Tax Concessions that can substantially reduce or eliminate tax?
- Do you want to know how to invest your funds for retirement appropriately?
Sunshine Coast Wealth Management:
- Do you wonder what investments can minimise risk and enhance returns?
- Do you want to delegate your investment management to an expert?
Why choose Mike Beal?
Obtaining information to make an informed decision is important however getting the right information is what can make the difference.
Here’s why you should choose Mike.
With over twenty years experience in the financial sector working with two of the four major banks Mike has the knowledge and expertise to customise a plan to your unique needs.
Because Mike is the sole owner and director you aren’t just a number to him. Mike has access to technical, risk and investment research professionals who provide additional analysis on strategies.
Due to lower overheads than larger corporates, Mike has the ability to reduce your fee structure and provide you with the peace of mind knowing his services come with the security of the Charter Financial Planning network.
Because I'll do everything I can so that you DO NOT LOSE MONEY!
Losses can have a huge impact. Imagine you've saved up all your life, you have $1,000,000 in super. But then a GFC-type event happens. The share-market drops by 30%, you're down $300,000. "Well, I guess I just have to wait until the stock market recovers by 30% and then I'll be back to $1,000,000." Wrong. $700,000 + 30% = $910,000. You're still down $90,000 even though the stock market has recovered by 30%. If you're entirely invested in index funds you are 100% susceptible to these losses. Whilst I'm a huge fan of index funds and ETF's - you are taking a massive risk investing solely in these vehicles particularly at this point in time when share-markets have very high valuations. I have several ways you can reduce volatility.
Because I'm like you! Like you I chose to live on the Sunshine Coast, the most beautiful place on earth!
Because I'll treat you like family. If you're a little older I'll respect your money and investments as I would my own grandmother (if she was still around, but you know what I mean!).
Because our customer service is awesome - we return calls and emails fast and we take responsibility for our actions
The Services Mike Beal Financial Planning provides
Each plan that Mike creates is unique and customized to the individual clients situation but here are an example of what could be included to give you an indication of Mike’s capabilities and knowledge.
* Please note: Due to increased compliance and regulatory costs our minimum investment is now $500,000
Ready to make a time to discuss your financial future with Mike?
Then book in an introductory session with Mike and find out what makes him different to other Sunshine Coast financial planners
Sunshine Coast fee only superannuation and investment advice - no commissions
Fee structures in superannuation can erode your nest egg. Through the use of exchange traded funds, index funds and a low overhead structure Mike can substantially reduce ongoing fees. Mike can also save you money on your insurance premiums with access to a range of insurers for life insurance, total and permanent disability, trauma insurance, and income protection insurance.