Does a Financial Planner add value?
According to research from Russell Investments (https://russellinvestments.com/au/about-us/press/2020/in-challenging-times-financial-advisers-still-deliver-value), the value of an adviser can be calculated at up to an additional…
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How can I prepare for retirement?
The number one thing you can do is see a Financial Planner! The evidence is quite clear, according to Netwealth,…
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End of Financial Year Checklist – make sure you’re maximising your tax deductions!
1. Work-Related Expenses: Vehicle and Travel Expenses: There’s plenty of km’s when you have to drive from Caloundra to Gympie or…
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How to Maximise Government Age Pension
1. Income Reduction: The Age Pension is subject to income tests, meaning your income from various sources, such as employment,…
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Choosing Between Property and Shares for Retirement Income
Insights from Mike Beal, Your Sunshine Coast Financial Advisor As many individuals retire on the Sunshine Coast, the question of…
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Moving to the Sunshine Coast – how do I maximise income during retirement?
A common Sunshine Coast Financial Planning situation we have is people moving to the Sunshine Coast to retire after selling…
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I’ve moved to the Sunshine Coast – how do I transfer my Kiwisaver to an Australian Super fund?
Let’s face it, the Sunshine Coast has a much nicer climate than NZ, so a frequent query is ‘how do…
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How do Reversionary Pensions work?
In Australia, a reversionary pension is a type of retirement income stream that continues to pay benefits to a nominated…
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How do I choose a super fund in Australia?
There are several factors to consider when choosing a superannuation fund in Australia: It is also a good idea to…
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What happens if I exceed the $27,500 p.a. concessional contributions limit to superannuation in Australia?
In Australia, if you exceed the contributions cap of $27,500 per year for concessional (before-tax) contributions, you will be subject…
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What are the Marginal Tax Rates in Australia?
In Australia, Pay As You Go (PAYG) tax is a system used by the Australian Taxation Office (ATO) to collect…
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Benefits of the Commonwealth Seniors Health Card
Benefits of the Commonwealth Seniors Health Card(CSHC), eligibility for a CSHC and how do I apply for a Commonwealth Seniors…
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