How To Maximise Government Age Pension

How to Maximise Government Age Pension

By Sunshine Coast Financial Planner, Mike Beal / February 19, 2024

1. Income Reduction: The Age Pension is subject to income tests, meaning your income from various sources, such as employment,…

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Choosing Between Property And Shares For Retirement Income

Choosing Between Property and Shares for Retirement Income

By Sunshine Coast Financial Planner, Mike Beal / December 22, 2023

Insights from Mike Beal, Your Sunshine Coast Financial Advisor As many individuals retire on the Sunshine Coast, the question of…

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Moving To The Sunshine Coast

Moving to the Sunshine Coast – how do I maximise income during retirement?

By Sunshine Coast Financial Planner, Mike Beal / October 31, 2023

A common Sunshine Coast Financial Planning situation we have is people moving to the Sunshine Coast to retire after selling…

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Transfer My Kiwisaver To An Australian Super Fund

I’ve moved to the Sunshine Coast – how do I transfer my Kiwisaver to an Australian Super fund?

By Sunshine Coast Financial Planner, Mike Beal / September 1, 2023

Let’s face it, the Sunshine Coast has a much nicer climate than NZ, so a frequent query is ‘how do…

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How Do Reversionary Pensions Work

How do Reversionary Pensions work?

By Sunshine Coast Financial Planner, Mike Beal / August 1, 2023

In Australia, a reversionary pension is a type of retirement income stream that continues to pay benefits to a nominated…

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Super Fund

How do I choose a super fund in Australia?

By Sunshine Coast Financial Planner, Mike Beal / January 30, 2023

There are several factors to consider when choosing a superannuation fund in Australia: It is also a good idea to…

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Concessional Contributions

What happens if I exceed the $27,500 p.a. concessional contributions limit to superannuation in Australia?

By Sunshine Coast Financial Planner, Mike Beal / January 23, 2023

In Australia, if you exceed the contributions cap of $27,500 per year for concessional (before-tax) contributions, you will be subject…

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Marginal Tax Rate

What are the Marginal Tax Rates in Australia?

By Sunshine Coast Financial Planner, Mike Beal / January 16, 2023

In Australia, Pay As You Go (PAYG) tax is a system used by the Australian Taxation Office (ATO) to collect…

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Benefits Of The Commonwealth Seniors Health Card

Benefits of the Commonwealth Seniors Health Card

By Sunshine Coast Financial Planner, Mike Beal / January 9, 2023

Benefits of the Commonwealth Seniors Health Card(CSHC), eligibility for a CSHC and how do I apply for a Commonwealth Seniors…

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Whats In The Federal Budget For Pensioners

What’s in the Federal Budget for Pensioners?

By Sunshine Coast Financial Planner, Mike Beal / November 17, 2022

In the 2022 Federal Budget announcement, there were some big wins for Pensioners: Tax credits for those still working Alongside…

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How Will Coronavirus Affect My Superannuation

“Rates will stay at 0% until 2024” – Every Central Bank around the World

By Sunshine Coast Financial Planner, Mike Beal / October 17, 2022

Ahhh, those central bankers were hilarious!  They remind me of this Far Side cartoon: Even they cannot seriously have thought…

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Is The Sunshine Coastaustralian Property Market In A Bubble

Is the Sunshine Coast/Australian property market in a bubble?

By Sunshine Coast Financial Planner, Mike Beal / June 11, 2022

According to Dr Shane Oliver, Chief Economist, AMP Capital: May 2022 has seen the first decline in house prices since…

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