End of Financial Year Checklist – make sure you’re maximising your tax deductions!
By Sunshine Coast Financial Planner, Mike Beal
May 5, 20241. Work-Related Expenses: Vehicle and Travel Expenses: There’s plenty of km’s when you have to drive from Caloundra to Gympie or…
How to Maximise Government Age Pension
By Sunshine Coast Financial Planner, Mike Beal
February 19, 20241. Income Reduction: The Age Pension is subject to income tests, meaning your income from various sources, such as employment,…
Choosing Between Property and Shares for Retirement Income
By Sunshine Coast Financial Planner, Mike Beal
December 22, 2023Insights from Mike Beal, Your Sunshine Coast Financial Adviser As many individuals retire on the Sunshine Coast, the question of…
Moving to the Sunshine Coast – how do I maximise income during retirement?
By Sunshine Coast Financial Planner, Mike Beal
October 31, 2023A common Sunshine Coast Financial Planning situation we have is people moving to the Sunshine Coast to retire after selling…
I’ve moved to the Sunshine Coast – how do I transfer my Kiwisaver to an Australian Super fund?
By Sunshine Coast Financial Planner, Mike Beal
September 1, 2023Let’s face it, the Sunshine Coast has a much nicer climate than NZ, so a frequent query is ‘how do…
How do Reversionary Pensions work?
By Sunshine Coast Financial Planner, Mike Beal
August 1, 2023In Australia, a reversionary pension is a type of retirement income stream that continues to pay benefits to a nominated…
How do I choose a super fund in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 30, 2023There are several factors to consider when choosing a superannuation fund in Australia: It is also a good idea to…
What happens if I exceed the $27,500 p.a. concessional contributions limit to superannuation in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 23, 2023In Australia, if you exceed the contributions cap of $27,500 per year for concessional (before-tax) contributions, you will be subject…
What are the Marginal Tax Rates in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 16, 2023In Australia, Pay As You Go (PAYG) tax is a system used by the Australian Taxation Office (ATO) to collect…
Benefits of the Commonwealth Seniors Health Card
By Sunshine Coast Financial Planner, Mike Beal
January 9, 2023Benefits of the Commonwealth Seniors Health Card(CSHC), eligibility for a CSHC and how do I apply for a Commonwealth Seniors…
What’s in the Federal Budget for Pensioners?
By Sunshine Coast Financial Planner, Mike Beal
November 17, 2022In the 2022 Federal Budget announcement, there were some big wins for Pensioners: Tax credits for those still working Alongside…
“Rates will stay at 0% until 2024” – Every Central Bank around the World
By Sunshine Coast Financial Planner, Mike Beal
October 17, 2022Ahhh, those central bankers were hilarious! They remind me of this Far Side cartoon: Even they cannot seriously have thought…
