Financial Planning tips blog

1. Work-Related Expenses: Vehicle and Travel Expenses: There’s plenty of km’s when you have to drive from Caloundra to Gympie or…

1. Income Reduction: The Age Pension is subject to income tests, meaning your income from various sources, such as employment,…

Insights from Mike Beal, Your Sunshine Coast Financial Adviser As many individuals retire on the Sunshine Coast, the question of…

A common Sunshine Coast Financial Planning situation we have is people moving to the Sunshine Coast to retire after selling…

Let’s face it, the Sunshine Coast has a much nicer climate than NZ, so a frequent query is ‘how do…

In Australia, a reversionary pension is a type of retirement income stream that continues to pay benefits to a nominated…

There are several factors to consider when choosing a superannuation fund in Australia: It is also a good idea to…

In Australia, if you exceed the contributions cap of $27,500 per year for concessional (before-tax) contributions, you will be subject…

In Australia, Pay As You Go (PAYG) tax is a system used by the Australian Taxation Office (ATO) to collect…

Benefits of the Commonwealth Seniors Health Card(CSHC), eligibility for a CSHC and how do I apply for a Commonwealth Seniors…

In the 2022 Federal Budget announcement, there were some big wins for Pensioners: Tax credits for those still working Alongside…

Ahhh, those central bankers were hilarious!  They remind me of this Far Side cartoon: Even they cannot seriously have thought…