How do I choose a super fund in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 30, 2023There are several factors to consider when choosing a superannuation fund in Australia: It is also a good idea to…
What happens if I exceed the $27,500 p.a. concessional contributions limit to superannuation in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 23, 2023In Australia, if you exceed the contributions cap of $27,500 per year for concessional (before-tax) contributions, you will be subject…
What are the Marginal Tax Rates in Australia?
By Sunshine Coast Financial Planner, Mike Beal
January 16, 2023In Australia, Pay As You Go (PAYG) tax is a system used by the Australian Taxation Office (ATO) to collect…
Benefits of the Commonwealth Seniors Health Card
By Sunshine Coast Financial Planner, Mike Beal
January 9, 2023Benefits of the Commonwealth Seniors Health Card(CSHC), eligibility for a CSHC and how do I apply for a Commonwealth Seniors…
What’s in the Federal Budget for Pensioners?
By Sunshine Coast Financial Planner, Mike Beal
November 17, 2022In the 2022 Federal Budget announcement, there were some big wins for Pensioners: Tax credits for those still working Alongside…
“Rates will stay at 0% until 2024” – Every Central Bank around the World
By Sunshine Coast Financial Planner, Mike Beal
October 17, 2022Ahhh, those central bankers were hilarious! They remind me of this Far Side cartoon: Even they cannot seriously have thought…
Is the Sunshine Coast/Australian property market in a bubble?
By Sunshine Coast Financial Planner, Mike Beal
June 11, 2022According to Dr Shane Oliver, Chief Economist, AMP Capital: May 2022 has seen the first decline in house prices since…
Inflation, inflation, inflation!
By Sunshine Coast Financial Planner, Mike Beal
February 14, 2022A Blog by your local Financial Planner on the Sunshine Coast, Mike Beal Inflation is really starting to emerge. The…
Why is Australian housing so expensive and what can be done to improve housing affordability?
By Sunshine Coast Financial Planner, Mike Beal
October 16, 2021Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Capital Key points – The key drivers of poor housing…
How much can I put into super this financial year?
By Sunshine Coast Financial Planner, Mike Beal
August 3, 2021Super contribution caps are going up from 1 July 2021 The amount of money you can contribute into your super…
Are shares overvalued?
By Sunshine Coast Financial Planner, Mike Beal
July 30, 2021Are shares overvalued? In a word, yes. By every traditional metric they are overvalued. Ever heard of Warren Buffett? The…
Inflation
By Sunshine Coast Financial Planner, Mike Beal
June 14, 2021Can the share and property market boom continue? We’ve certainly seen the Sunshine Coast Property market boom – together with…
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