Financial Planning tips blog

Planning for retirement is one of the most important financial journeys you’ll ever take. Yet, many Australians fall into the…

The short answer? It depends.How much income do you need to live comfortably?According to the latest figures from the Association…

Happy New Year 2025, Outlook for 2025, from Sunshine Coast Financial Adviser, Mike Beal

The above quote is often attributed to Albert Einstein, there’s a little more to the quote: “Compound interest is the…

According to research from Russell Investments (https://russellinvestments.com/au/about-us/press/2020/in-challenging-times-financial-advisers-still-deliver-value), the value of an adviser can be calculated at up to an additional…

The number one thing you can do is see a Financial Planner!  The evidence is quite clear, according to Netwealth,…

1. Work-Related Expenses: Vehicle and Travel Expenses: There’s plenty of km’s when you have to drive from Caloundra to Gympie or…

1. Income Reduction: The Age Pension is subject to income tests, meaning your income from various sources, such as employment,…

Insights from Mike Beal, Your Sunshine Coast Financial Advisor As many individuals retire on the Sunshine Coast, the question of…

A common Sunshine Coast Financial Planning situation we have is people moving to the Sunshine Coast to retire after selling…

Let’s face it, the Sunshine Coast has a much nicer climate than NZ, so a frequent query is ‘how do…

In Australia, a reversionary pension is a type of retirement income stream that continues to pay benefits to a nominated…